Saving Money on your Homeowner policy with a Roof Schedule?
Posted: March 18, 2025
Saving Money on your Homeowner policy with a Roof Schedule? by Joseph Gutierrez, CIC With a record number of claims attributed to natural disasters, insurance company losses have increased dramatically over the last decade. Now several carriers only offer one type of loss settlement when it comes to your roof, a Roof Schedule. First, let’s talk about replacement cost coverage as it pertains to your...
How to Protect Your Mortgage with Life Insurance
Posted: January 15, 2025
Original post 12-23-23 insuranceneighbor.com Purchasing a home is a significant financial investment, and for most, it involves taking on a mortgage. While you work hard to create a comfortable and secure living space for your family, it’s equally essential to protect this investment with life insurance. Let’s explore how you can safeguard your mortgage with the right life insurance coverage. Types of Life Insurance When...
A Guide to Protecting Your Precious Holiday Gifts
Posted: December 17, 2024
Original post 12-16-23 insuranceneighbor The holiday season is a time of giving, and many of us enjoy showering our loved ones with special and often valuable gifts. These gifts carry sentimental and financial value, whether it’s expensive jewelry, collectibles, vintage items, or custom-made treasures. However, many people may not realize that their standard homeowner’s insurance policy may not provide sufficient coverage for these valuable items....
Navigate Winter Roads with Peace of Mind
Posted: December 12, 2024
Original post 2-2-24 insuranceneighbor Winter brings picturesque blankets of snow – along with treacherous driving conditions. Icy, snow-covered roads pose a significant threat to drivers and their passengers, increasing the risk of accidents and vehicle damage. Falling ice, hail, and heavy snow can wreak havoc on your car, leading to unexpected expenses. Car Insurance: Your Winter Shield In the face of winter’s challenges, having comprehensive...
Need a Fresh Start? 10 Tips to Achieve an Organized and Decluttered Home
Posted: December 10, 2024
Original post 2-16-24 insuranceneighbor Are you feeling overwhelmed by the chaos in your living space? Don’t wait for spring to start a decluttering journey. Here are ten practical tips to help you achieve an organized and decluttered home. While you transform your living space, consider reviewing your homeowners insurance policy to ensure all your valuables are protected. Set Clear Goals: When decluttering your home, it’s important...