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Category: Tips For Business Owners

How often should I update my Insurance Policy?

How often should I update my Insurance Policy?

Original post November 2, 2023 on insuranceneighbor.com As your life changes, your insurance policies should, too. Whether you’re celebrating a new chapter in your life or navigating significant changes, staying on top of your insurance needs is crucial to ensure you’re adequately protected. Major life events can dictate how often and when you should update your insurance policies, especially after significant life events like marriage,...

The Top 4 Reasons to Consider Business Interruption Insurance

Business interruption insurance is a specialized form of protection for business owners. In the event that your business is shuttered due to sustaining damage from fire or a natural disaster, this type of insurance could save you from suffering a financial disaster. Depending on the policy, the cost associated with moving to another location, payroll, taxes, loan payments and operating costs can be paid through...

Your 3-Step Plan for Improving Employee Retention

Your 3-Step Plan for Improving Employee Retention

October 13, 2023 insuranceneighbor.com An attractive benefits package can help attract top talent to your company. It can also help you retain the most valuable asset your business has – your staff. Employees who are well compensated for their work through pay, benefits, and perks are more motivated to do their work well and stay with the organization for years to come. While salary will...

What is E&S Insurance?

In simple terms, Excess & Surplus lines (E&S) is a specialty market that insures things standard carriers won't cover. The hard to place or high-risk exposures in which E&S carriers specialize may range from a roofer contractor or a day care center to a multinational oil company. And anything in between. The specialty market is constantly changing, so E&S companies must react quickly and maintain...

Advantages of Offering Group Benefits in Your Business

Advantages of Offering Group Benefits in Your Business

If your small business is on a budget, you may wonder if it is worth the cost to offer group benefits to your employees. Bear in mind that your workers are your company’s most valuable asset. Think of group benefits as an investment in the future of your business, with big returns in the long run. Reasons to Offer Group Benefits Tax Advantages A number...