Saving Money on your Homeowner policy with a Roof Schedule?
Posted: March 18, 2025
Saving Money on your Homeowner policy with a Roof Schedule? by Joseph Gutierrez, CIC With a record number of claims attributed to natural disasters, insurance company losses have increased dramatically over the last decade. Now several carriers only offer one type of loss settlement when it comes to your roof, a Roof Schedule. First, let’s talk about replacement cost coverage as it pertains to your...
Liquor Liability is not just for Restaurants and Bars
Posted: December 16, 2020
Liquor Liability is designed to provide liability insurance protection for businesses who manufacture, distribute or sell liquor. While most are fully aware that Restaurants, bars and Liquor stores have liability exposure. What happens if a business or homeowner doesn't sell liquor but rather provides drinks at the annual Holiday party or gathering at their home? When a business or a homeowner provides liquor to its...