The Thoughtful Choice of Life Insurance for Mother’s Day
Posted: May 12, 2024
Original post 3-7-24 insuranceneighbor.com On Mother’s Day, we are all looking for the right gift to express how grateful we are and how much we owe to our mothers. While nice and sweet, the traditional flowers and chocolate are very general expressions of our gratitude for our mothers. Sometimes, a pragmatic and practical gift can surprise and delight. The gift of life insurance speaks to...
A Health Insurance Guide for Low-Income Individuals & Families
Posted: May 7, 2024
Original post January 25, 2024 on insuranceneighbor.com Navigating the world of health insurance can be challenging, especially for individuals and families with limited financial resources. Fortunately, several programs and options are designed to provide affordable and comprehensive coverage. Here’s a guide to help low-income individuals and families access the healthcare they need: Medicaid: A Vital Safety Net Medicaid is a state and federally-funded program that...
What is Term Life Insurance, and How Does it Work?
Posted: May 2, 2024
Original post March 7, 2023 on insuranceneighbor.com Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the...
How Will My Credit History Impact My Life Insurance Rate?
Posted: April 30, 2024
Original post May 7, 2023, on insuranceneighbor.com Your credit score carries a lot of weight in many life activities, including renting or purchasing a home, being approved for a credit card or personal loan, and will affect the interest rate you are offered when buying or leasing a car or other item. While your credit rating does not have a direct impact on your life...
5 Things That Are Excluded From Your Life Insurance
Posted: April 25, 2024
Original post August 7, 2023, on insuranceneighbor.com The main reason for purchasing life insurance is to leave something behind for your loved ones when you pass away. You pay your life insurance premiums to ensure your beneficiaries will receive death benefits should something happen to you. Not everyone is aware that life insurance policies have certain exclusions that can prevent beneficiaries from receiving benefits. It...