Is Universal Life Insurance Right for Me?
Posted: April 18, 2024
Original post August 22, 2023, on insuranceneighbor.com Universal life insurance is a type of permanent life insurance that provides lifetime coverage as long as you pay your premiums. Like other permanent life insurance, it has a cash value element that can be used for different purposes. Universal life differs from whole life in that it allows you to lower or raise your premiums within certain...
Spring Showers: Why You Need Personal Umbrella Insurance
Posted: April 16, 2024
Personal umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your standard home or auto insurance policy. It provides extra protection if you are sued for damages exceeding the limits of your primary insurance policies. Here's why you should consider adding a personal umbrella policy to your insurance portfolio: Protection Against Liability Risks Spring brings blooming flowers and unpredictable...
What to Expect When Applying for Life Insurance
Posted: April 16, 2024
Original post November 7, 2023, on insuranceneighbor.com If you’re considering purchasing life insurance, you must go through an application process to qualify. Understanding what to expect during this process can help you secure the coverage you need at a price that suits your budget. Gaining familiarity with the steps, from the application to the medical exam and beyond, can go a long way when applying...
How to Protect Your Mortgage with Life Insurance
Posted: April 11, 2024
Original post December 22, 2023, on insuranceneighbor.com Purchasing a home is a significant financial investment, and for most, it involves taking on a mortgage. While you work hard to create a comfortable and secure living space for your family, it’s equally essential to protect this investment with life insurance. Let’s explore how you can safeguard your mortgage with the right life insurance coverage. Types of...
Top 10 Travel Tips and Destinations in 2024
Posted: April 9, 2024
Original post January 16, 2024, on insuranceneighbor.com As the new year unfolds, the anticipation of exploring new destinations and creating lasting memories beckons. Whether you’re an avid solo traveler seeking self-discovery or someone who enjoys the camaraderie of group adventures, 2024 holds exciting possibilities. Here’s a carefully curated guide featuring top travel tips and destinations to inspire your wanderlust: 1. Enjoy Solo Travel Solo travel...